Terms and Conditions

Eram Saeed offers world-class products and programs. Every program requires extensive preparation and we need to coordinate with our suppliers, partners, and others to provide you with these services. Please read these terms and conditions carefully as they govern your purchase of all products and programs from Eram Saeed or From Heartache to Joy, a service provided by Eram Enterprises, Inc. 

REFUND POLICY:

Refunds on Eram's own coaching programs: You will be eligible for refund until the course commences and up to the first session. No refunds will be provided after availing the first session (either live or digital recorded session)

Refund on other offers: Please know that in order to honor the Law Of Energy Exchange, all exchanges need to be fair energetically. We love and honor all of our valued listeners and speakers. We are happy to offer you a no questions asked, 30 day Money Back Guarantee to help you decide if a certain product works for you or not. However, if a speaker offers a different refund policy, which may include No Refunds, the speaker’s refund policy will take precedence. Please refer to the speaker’s respective sales page for a refund policy that may differ from our standard policy. 

In order to honor our speakers and their hard work we can only offer a refund on one package for each customer within a 90 day period. Multiple refunds by the same customer within 90 days will not be accepted. If a speaker's offer involves personal sessions, then no refunds will be offered if you have had the session with the speaker. Additionally all refund requests should be sent within the 30 day guarantee period. We thank you in advance for respecting the energy exchange.

Currency

All payments for products or programs will be charged in U.S. dollars and PKR. You are responsible for any charges your credit card company may assess for currency exchange. Also, if you request a refund, you may not receive the full amount you paid because of differences in currency exchange rates. 

Disclaimers

The information provided through products and programs sold through our website is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images and information, contained on or available through our  website or in any product or program offered through our website is for general information purposes only. Please see a medical professional if you need help with depression, illness, or have any concerns whatsoever.

Eram Enterprises Inc. make no representation and assume no responsibility for the accuracy of information contained on or available through our website or the products or programs that you may purchase through our website, and such information is subject to change without notice. This information is for instructional purposes only. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY SEEKING MEDICAL TREATMENT BECAUSE OF SOMETHING YOU HAVE READ ON OR ACCESSED THROUGH OUR WEB SITE OR PROGRAMS OR PRODUCTS YOU MAY PURCHASE THROUGH US.

Eram Enterprises Inc. does not recommend, endorse or make any representation about the efficacy, appropriateness or suitability of any specific tests, products, procedures, treatments, services, opinions, health care providers or other information that may be contained on or available through our website or products or programs purchased through Eram Enterprises, Inc. 

Eram Enterprises Inc.  IS NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH OUR WEB SITE OR PRODUCTS OR PROGRAMS PURCHASED THROUGH SITES OPERATED BY ERAM ENTERPRISES, INC.

EARNINGS & INCOME DISCLAIMERS:

Any earnings or income statements, or earnings or income examples, are only estimates of what we think you could earn. There is no assurance you'll do as well. If you rely upon our figures, you must accept the risk of not doing as well. Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount. There is no assurance you'll do as well. If you rely upon our figures; you must accept the risk of not doing as well. Any and all claims or representations, as to income earnings on this web site, are not to be considered as average earnings.

There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore we do not guarantee or imply that you will get rich, that you will do as well as others, or make any money at all. If you rely upon our figures; you must accept the risk of not doing as well or of making no money at all.

Internet businesses and earnings derived therefrom, have unknown risks involved, and are not suitable for everyone. Making decisions based on any information presented in our products, services, or web site, should be done only with the knowledge that you could experience significant losses, or make no money at all.

All products and services by our company are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your accountant, lawyer or professional advisor, before acting on this or any information.

Users of our products, services and website are advised to do their own due diligence when it comes to making business decisions and all information, products, and services that have been provided should be independently verified by your own qualified professionals. Our information, products, and services on our website should be carefully considered and evaluated, before reaching a business decision, on whether to rely on them.

You agree that our company is not responsible for the success or failure of your business decisions relating to any information presented by our company, or our company products or services.

If you enroll in a program that pays you commissions on sales you make through Eram Saeed, your commissions will be paid within 60 days after the sale of products on which commissions are due. If you have any unpaid liability, if you publish any unfavorable statements about From Heartache to Joy, Eram Saeed, or any person associated with From Heartache to Joy, or if you have not fulfilled the terms of the program in which you enrolled, Eram Enterprises, Inc. may withhold any such commissions as compensation for its losses, at its sole discretion. 

AFFILIATE COMPENSATION NOTICE:

You should assume that the Eram Enterprises Inc. has an affiliate relationship and/or another material connection to the providers of goods and services mentioned on this page and may be compensated when you purchase from a provider. You should always perform due diligence before buying goods or services from anyone via the Internet or offline.

Warranties

All web sites, products and services are provided, as is, without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. Our company does not warrant, guarantee, or make any representations regarding the use, or the results of the use, of the web sites, products, services or written materials in the terms of correctness, accuracy, reliability, currentness or otherwise. The entire risk as to the results and performance of the web sites, products and services are assumed by you. If the web sites, products, services or written materials are defective, you, and not our company, assume the entire cost of all necessary servicing, repair or correction.

This is the only warrant of any kind, either express or implied, that is made by our company. No oral or written information or advice given by our company shall create a warranty or in any way increase the scope of this warranty and you may not rely on such information or advice to do so.

Customer Remedy

Our company's entire liability, and the purchaser's exclusive remedy, shall be a refund of the price paid or replacement of our products, at our option. We limit replacement to thirty days. All remedies are limited to the United States.

Some states do not allow the exclusion or limitation of liability, so the above limitations may not apply to you.

Limitation & Exclusion Of Liability

These warranties exclude all incidental or consequential damages. Our company, and its suppliers, will not be liable for any damages whatsoever, including without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss. Some states do not allow the exclusion or limitation of liability, so the above limitations may not apply to you.

Legal Forum, Choice of Laws & Official Language

This offering is a contract between you the buyer and our business, the seller. The seller is located in the DFW Metroplex, Texas and by doing business with us you agree that this offering is made from Texas and shall be governed by the laws of the State of Texas. By electing to participate in this offer, you are entering into a contract.

This Agreement shall be governed by and construed in accordance with the laws of the State of Texas without regard to its conflict of laws rules. Any legal action arising out of this Agreement shall be litigated and enforced under the laws of the above mentioned state. In addition, you agree to submit to the jurisdiction of the courts the above mentioned state, and that any legal action pursued by you shall be within the exclusive jurisdiction of the courts of such state.

The terms constituting this offering are set forth in writing on this Web site. You hereby agree to submit to the jurisdiction of the State and Federal Courts located the district of the above mentioned city and state to resolve any disputes or litigation hereunder. Whether or not you choose to print this offering, containing the terms and conditions as described herein, you agree that this contract constitutes a writing.

This agreement is being written in English, which is to be the official language of the contract's text and interpretation. If you do not agree with the above terms and conditions, you have the option to not participate in this offer.

Copyrights

This Web site and information contains copyrighted material, trademarks, and other proprietary information. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works of, on in any way exploit, in whole or in part, any Proprietary or other Material.

License

All images, text, contents, products and scripts are licensed and never sold, unless otherwise stated. Reproduction is prohibited. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, otherwise reverse engineer, or transfer the licensed program or product, or any subset of the licensed program or product, except as provided for in this agreement or expressly in writing. Any such unauthorized use shall result in immediate and automatic termination of this license and may result in criminal and/or civil prosecution.

Our company reserves all rights not expressly granted here.

If you have questions about these terms and conditions or about any product or program you have purchased, please contact Customer Support at contacteram@eramsaeed.com